Credit Card Types

What are the different types of credit cards available? And, more importantly, what type of credit cards best fit your financial needs? 

First, you’ll need to consider your credit rating.  Is your credit good to excellent?  Fair?  Poor?  Once you have determined what your credit rating is, then you can decide which card best fits your needs.  Low interest?  Balance transfer?  Cash Rewards? Secured?  Unsecured?  Prepaid?

You’ll also want to consider what the card will be used for.  If you travel alot, a hotel rewards credit card may be best, or even a credit card that offers cash rewards for fuel purchases.  If you carry a balance, you’ll definitely want to consider the interest rate, and even comparable balance transfer offers to lower that rate.  And, finally, if you’re just interested in your bottom line, you may want to consider a cash rewards card that covers all your credit card purchases. 

Here are the different types of credit cards. Simply select the link that best fits your needs, and compare your current credit cards with our cards to see where you can save!